Portugal D7 Passive Income Visa Guide 2026
No investment required. The D7 Visa in Portugal is great for retirees and individuals with stable passive income who want to secure EU residency and enjoy life in Portugal.
What Is the Portugal D7 Visa?
The Portugal D7 Visa, also known as Portugal Passive Income Visa, is an official residency pathway managed by the Portuguese Ministry of Foreign Affairs for non-EU nationals who can demonstrate stable recurring income sufficient to live in Portugal without needing local employment.
Accepted income sources include pensions, rental income, dividends, royalties, and other well-documented foreign income streams. Unlike the Golden Visa, no large capital investment is required — just proof you can comfortably support yourself and your family.
Once granted, the D7 provides a 2-year initial residence permit, renewable for a further 3 years, with a clear pathway toward permanent residency after 5 years and citizenship after 7–10 years of legal residence.
| Program Status | Active in 2026 |
| Minimum Income | €920/month (main applicant) |
| Bank Deposit | ~€11,040 in Portuguese bank account |
| Initial Permit | 120-day entry visa → 2-year residence permit |
| Renewal | 3-year renewal after initial 2 years |
| Minimum Stay | Can't be out of Portugal 8 months non-consecutively or 6 months consecutive within each period of your residency card (first 2-years and subsequent 3 years). |
| Schengen Travel | Visa-free across all Schengen countries |
| Family Inclusion | Spouse, children, dependent parents |
| Permanent Residency | After 5 years legal residence |
| Citizenship | After 7 years (EU/ CPLP)/ 10 years (others) |
| Processing Time | ±12 months to the first card |
Portugal D7 Visa Requirements
Who Can Apply
- Non-EU/EEA/Swiss national, aged 18 or over
- Family members can be included
- Spouse
- Children under 18
- Children over 18 who are single, studying and financially dependent
- Parents over 65 or under 65 but retired and financially dependent
Income & Deposit Requirements
Monthly income and bank deposit thresholds vary by family size.
Not accepted: Active salary income from employment
What Are The Benefits of D7 Visa
Access to Public Services
Full access to Portugal's national health system (SNS) and public education — for you and all covered dependents.
Family Reunification
Bring your spouse, dependent children (including over-18 students), and dependent parents under one application.
Schengen Travel
Visa-free movement across all 27 Schengen Area countries — Europe as your backyard from day one.
Path to EU Citizenship
After 5 years: permanent residency. After 7–10 years: Portuguese citizenship and an EU passport with 188+ visa-free countries.
Portugal D7 Visa Requirements Explained ( Last Update : 2026 )
Path to Portuguese Citizenship via D7
A clear, structured timeline — from your first entry visa to an EU passport.
D7 Visa
120-day visa issued by consulate
Residence Permit
2-year permit issued by AIMA after biometrics
Permit Renewal
3-year renewal residence permit
Permanent Residency
Apply for permanent residency card
Portuguese Citizenship
Apply for naturalisation — A2 Portuguese required
Citizenship Requirements at Year 7/10
- Minimum 7 years of continuous legal residency in Portugal for CPLP nationals (Brazil, Angola, Mozambique, Cape Verde, etc.)/ minimum 10 years of continuous legal residency in Portugal for all other nationalities
- No criminal record in Portugal
- A2-level Portuguese language proficiency
- Civic knowledge requirements
Please find the complete guide to Portuguese Citizenship here.
How to Apply D7 Visa — Step by Step
Consulate Appointment
Book an appointment at the Portuguese Embassy or Consulate in your country of residence. Submit your full document package.
Receive D7 Visa
Upon approval, a D7 temporary entry visa valid for 120 days is stamped in your passport. Enter Portugal within this window.
AIMA Appointment
Within your 120-day window, attend your AIMA appointment in Portugal. Biometrics are collected.
Receive Residence Permit
Your 2-year Residence Permit Card (Título de Residência) is mailed to your Portuguese address within approximately 4–8 weeks.
How Long Does D7 Visa Approval Take?
Total processing averages 12 - 15 months from document preparation to receiving your residence permit card. Here's the breakdown by stage.
| Stage | Est. Timeline |
|---|---|
| Document prep & NIF/bank setup | 2–4 months |
| Consulate appointment wait | 2–4 months |
| Consulate visa processing | Up to 60 business days |
| AIMA appointment wait (after arrival) | 4–6 months |
| Residence permit card issuance | 4–8 weeks after AIMA |
How TGP Minimises Delays
- Complete document audit before submission — zero incomplete files
- NIF and bank account handled remotely — no pre-trip required
- Consulate appointment scheduling support
- Lawyer accompaniment to your AIMA appointment in Portugal
- Dedicated account manager monitoring your file throughout
Document Checklist
A complete, error-free application is the single most effective way to avoid delays. Every document below must be accurate, translated where required, and apostilled where applicable.
Main Applicant
- Valid passport (minimum 6 months' validity beyond intended stay)
- Criminal record certificate from your country of residence
- Proof of current address (utility bill, bank statement, or driver's licence)
- Proof of accommodation in Portugal (12-month registered rental agreement or property deed)
- Travel and medical insurance covering Portugal and Schengen Area
- Portuguese NIF (Tax Identification Number)
- Portuguese bank account statement showing required deposit
- Proof of sufficient passive income (pension statements, dividend vouchers, rental contracts, investment statements, tax returns)
Family Members
- Spouse: Marriage certificate (apostilled)
- Children under 18: Birth certificate + criminal record if aged 16+
- Children 18+: Birth certificate + proof of full-time student enrolment + single status certificate + proof of dependency financially
- Dependent parents: Birth certificate of main applicant or spouse + proof of retirement and dependency financially if under age of 65
How The Golden Portugal Supports You
From your first question to your citizenship application — one lawyer, one account manager, the full journey.
Getting You Ready
Free eligibility consultation · NIF application · Bank account opening introduction · Personalised document checklist · Accommodation search assistance
Start HereSubmission & Consulate
Document legalisation guidance · Lease agreement review · VFS/Consulate appointment scheduling · Full document review before submission
Learn MoreResidency to Citizenship
Dedicated lawyer throughout · Dedicated account manager · AIMA appointment accompaniment · Permit renewal (year 2) · Permanent residency (year 5) · Citizenship planning
Full JourneyFrequently Asked Questions
If you wish to apply for Portuguese citizenship, you may need to maintain legal residency for around 7 to 10 years, depending on your original nationality. In other words, the D7 Visa is not only a short-term residency option, but also a pathway for long-term relocation to Portugal and EU identity planning. Read our full guide →
Have a question not answered here?
Ask Our Team DirectlyBegin Your Portugal Residency Journey
Join hundreds of retirees and financially independent families who have successfully relocated to Portugal with The Golden Portugal. Book a free consultation — we'll assess your eligibility and map out your exact process.
Timelines are indicative. Not legal or financial advice. Always consult a qualified professional.
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