Portugal D7 Passive Income Visa 2026
Live in Portugal on your pension, rental income, dividends, or investments. Full residency rights, Schengen travel, and a clear path to EU citizenship — no investment required.
What Is the Portugal Passive Income Visa?
The Portugal D7 Visa is a residency pathway for non-EU nationals who can demonstrate stable recurring income sufficient to live in Portugal without needing local employment.
Accepted income sources include pensions, rental income, dividends, royalties, and other well-documented foreign income streams. Unlike the Golden Visa, no large capital investment is required — just proof you can comfortably support yourself and your family.
Once granted, the D7 provides a 2-year initial residence permit, renewable for a further 3 years, with a clear pathway toward permanent residency after 5 years and citizenship after 7–10 years of legal residence.
| Program Status | Active in 2026 |
| Minimum Income | €920/month (main applicant) |
| Bank Deposit | ~€11,040 in Portuguese bank account |
| Initial Permit | 120-day entry visa → 2-year residence permit |
| Renewal | 3-year renewal after initial 2 years |
| Minimum Stay | 183+ days/year (cannot be absent 6+ consecutive months) |
| Schengen Travel | Visa-free across all Schengen countries |
| Family Inclusion | Spouse, children, dependent parents |
| Permanent Residency | After 5 years legal residence |
| Citizenship | After 7 years (CPLP) / 10 years (others) |
| Processing Time | ~9 months total |
Requirements & Income Thresholds
Who Can Apply
You must meet all of the following to qualify for the D7 Visa:
- Non-EU/EEA/Swiss national, aged 18 or over
- Clean criminal record from Portugal and your country of residence
- Valid health insurance covering Portugal and the Schengen Area
- Long-term rental agreement or property purchase deed in Portugal
- Portuguese NIF (tax identification number)
- Active Portuguese bank account with required deposit
- Cannot be absent more than 6 consecutive months or 8 total months per permit period
Not accepted: Active salary income from employment
Income & Deposit Requirements
Monthly income and bank deposit thresholds vary by family size.
What You Get With the D7 Visa
Access to Public Services
Full access to Portugal's national health system (SNS) and public education — for you and all covered dependents.
Family Reunification
Bring your spouse, dependent children (including over-18 students), and dependent parents under one application.
Schengen Travel
Visa-free movement across all 27 Schengen Area countries — Europe as your backyard from day one.
Path to EU Citizenship
After 5 years: permanent residency. After 7–10 years: Portuguese citizenship and an EU passport with 188+ visa-free countries.
Portugal D7 Visa Explained
Path to Portuguese Citizenship via D7
A clear, structured timeline — from your first entry visa to an EU passport.
D7 Visa
120-day visa issued by consulate
Residence Permit
2-year permit issued by AIMA after biometrics
Permit Renewal
3-year renewal residence permit
Permanent Residency
Apply for permanent residency card
Portuguese Citizenship
Apply for naturalisation — A2 Portuguese required
Citizenship Requirements at Year 7/10
- Minimum 5 years of continuous legal residency in Portugal
- No criminal record in Portugal
- A2-level Portuguese language proficiency (basic conversational — achievable in a few months of study)
- No absences exceeding 6 consecutive months or 8 total months within any permit period
- CPLP nationals (Brazil, Angola, Mozambique, Cape Verde, etc.) qualify at 7 years; all others at 10 years
How to Apply — Step by Step
Four clear stages from consulate appointment to your residence permit card in hand.
Consulate Appointment
Book an appointment at the Portuguese Embassy or Consulate in your country of residence. Submit your full document package.
Receive D7 Visa
Upon approval, a D7 temporary entry visa valid for 120 days is stamped in your passport. Enter Portugal within this window.
AIMA Appointment
Within your 120-day window, attend your AIMA appointment in Portugal. Biometrics are collected and your permit is processed.
Receive Permit Card
Your 2-year Residence Permit Card (Título de Residência) is mailed to your Portuguese address within approximately 4–8 weeks.
How Long Does the D7 Process Take?
Total processing averages 9 months from document preparation to receiving your residence permit card. Here's the breakdown by stage.
| Stage | Est. Timeline |
|---|---|
| Document prep & NIF/bank setup | 4–8 weeks |
| Consulate appointment wait | 2–4 months |
| Consulate visa processing | Up to 60 business days |
| AIMA appointment wait (after arrival) | 1–4 months |
| Residence permit card issuance | 4–8 weeks after AIMA |
How TGP Minimises Delays
- Complete document audit before submission — zero incomplete files
- NIF and bank account handled remotely — no pre-trip required
- Consulate appointment scheduling support across all jurisdictions
- Lawyer accompaniment to your AIMA appointment in Portugal
- Dedicated account manager monitoring your file throughout
Document Checklist
A complete, error-free application is the single most effective way to avoid delays. Every document below must be accurate, translated where required, and apostilled where applicable.
Main Applicant
- Valid passport (minimum 6 months' validity beyond intended stay)
- Criminal record certificate from your country of residence
- Proof of current address (utility bill, bank statement, or driver's licence)
- Proof of accommodation in Portugal (12-month registered rental agreement or property deed)
- Travel and medical insurance covering Portugal and Schengen Area
- Portuguese NIF (Tax Identification Number)
- Portuguese bank account statement showing required deposit
- Proof of sufficient passive income (pension statements, dividend vouchers, rental contracts, investment statements, tax returns)
Family Members
- Spouse: Marriage certificate (apostilled)
- Children under 18: Birth certificate + criminal record if aged 16+
- Children 18–24: Birth certificate + proof of full-time student enrolment + single status certificate
- Dependent parents: Birth certificate of main applicant or spouse + proof of dependency
NIF & Bank Account
Both are required before submitting your consulate application — and neither requires you to visit Portugal in person.
- Portuguese NIF obtained via Power of Attorney — no visit required
- Portuguese bank account opened remotely with TGP bank introduction
- Deposit transferred prior to consulate appointment
Important Notes
- Documents issued outside Portugal typically require an Apostille
- Documents in languages other than Portuguese or English must be translated by a sworn translator
- Criminal record certificates must typically be issued within the past 3 months
- Income documentation should ideally cover the past 6–12 months
- Meeting all requirements does not guarantee approval — the final decision rests with the consulate officer
How The Golden Portugal Supports You
From your first question to your citizenship application — one lawyer, one account manager, the full journey.
Getting You Ready
Free eligibility consultation · NIF application · Bank account opening introduction · Personalised document checklist · Accommodation search assistance
Start HereSubmission & Consulate
Document legalisation guidance · Lease agreement review · VFS/Consulate appointment scheduling · Full document review before submission
Learn MoreResidency to Citizenship
Dedicated lawyer throughout · Dedicated account manager · AIMA appointment accompaniment · Permit renewal (year 2) · Permanent residency (year 5) · Citizenship planning
Full JourneyFrequently Asked Questions
Have a question not answered here?
Ask Our Team DirectlyBegin Your Portugal Residency Journey
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Timelines are indicative. Not legal or financial advice. Always consult a qualified professional.
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