• Skip to primary navigation
  • Skip to main content
The Golden Portugal

The Golden Portugal

The Partner on Your Journey in Portugal

  • Portugal Golden Visa
  • Golden Visa Investment Products & Services
    • Initial Consultation
    • Portugal Golden Visa Properties
    • Portugal Golden Visa Investment Funds
  • Why The Golden Portugal
  • News & Articles
  • Contact us
  • ENEN
    • ENEN
    • 繁體繁體
    • 简体简体
    • PTPT
  • Show Search
Hide Search
Venture capital fund for Portugal Golden Visa

7 Advantages of Fund Investments for Portugal Golden Visa

With the new regulation terminating residential property investments in Lisbon, Porto, and other coastal areas from January 1, 2022, more people are looking to get their Portugal Golden Visa by fund investments.

Fund investments was included in the Golden Visa regime in 2017. It is relatively new when compared to the property investment route, which was launched in 2012. Up till now, property investments is still by far the main investment option taken by most Golden Visa applicants.

However fund investment is gaining traction. The minimum investment amount for venture capital funds is currently 350,000 euros. However, beginning from January 1, 2022, it will increased to 500,000 euros.

Here is some relevant information you should consider before taking your investment decision to go with fund or property investments.

Table of Contents

  • Advantages of Fund Investments vs. Property Investments
  • Drawbacks on Fund Investments
    • Learn more about the Portuguese Golden Visa and see how you can get your Portugal residency and citizenship!
  • An Overview of Eligible Investment Funds for Portugal Golden Visa
    • Insight
    • Blue Crow Growth Fund
    • Golden Bridge
    • Aston Gold
    • Portuguese Growth Fund
    • Inception I

Advantages of Fund Investments vs. Property Investments

  1. Lower transactional cost – A purchase of real estate asset imply paying around 7% of the transaction amount on taxes.
  2. Lower maintenance cost – No need to hire a property management company to manage your property for long or short term rental
  3. Not subject to tax on dividend or capital gain income if you are non-resident tax payer
  4. Diversification on investment – The fund will diversify their investments into different companies and/ or assets according to the fund policy and targeted risk/return
  5. Higher potential earnings – Depending on the fund policy and targeted risk/return, capital gains yield can be significantly higher comparing to other investment options related to the Golden Visa program
  6. Funds are highly regulated – Eligible funds for Golden Visa must be registered in Portugal, which means they are regulated and supervised by the Portuguese Securities Market Commission.
  7. Expert management of your asset – Fund managers are experts and their full time job is to make sure the fund performs. Also, many funds have a performance fee which gives fund managers an extra motivation to achieve great results, meaning both investors and fund managers share the same objective.

Please find an estimation of cost comparison of property investment vs fund investment for Golden Visa Portugal here.

Drawbacks on Fund Investments

There are also some drawbacks on fund investments, the most notable is the timing of the exit of the fund.

With a property investment, you have the autonomy of selling your asset and cash out at anytime. With fund investment, it is a little different.

The redemption of the fund and thus the liquidation and selling of fund assets is at the end of the fund schedule, and the ultimate object is to sell the portfolio as a profit. Though, this probably would not be in the exact timing of your 5 year Golden Visa period. If you want to cash out at the end of your 5 year Golden Visa period, you can sell it in the secondary market, which can be quite illiquid. This doesn’t mean your investment would be at a loss, as it is anticipated that the investment has already generated income and appreciated in value.

What most fund investors do is to wait until the fund starts to dissolve. It may take time to seal a good deal and thus achieve a better return for the fund owners. The reverse is also true. Unlike property where you can buy and hold as long as you want, buying into venture capital funds mean you won’t be able to hold it beyond liquidation.

For those who are interested in this route, it is important to note that the holding period is not certain and exact. This option isn’t advisable for investors who have a fixed timeline for the investment and need to cash out at a very specific moment.

As like all Investments, investors should invest based on their own objectives, risk profile, total asset allocations, in order to find the most suitable asset to put their money in.

Learn more about the Portuguese Golden Visa and see how you can get your Portugal residency and citizenship!


An Overview of Eligible Investment Funds for Portugal Golden Visa

All fund management companies are well respected companies in this area. Each of the funds have a unique profile that appeals to different clients with different objective and risk profile

Portugal Golden Visa real estate properties

Insight

A non leveraged real estate fund that provides a 100% capital guaranteed and a 3% guaranteed annual return from day one! Principle can be paid back from year 6-8. Also, an option to get an apartment in lieu of the principle.

get fund brochure
| The Golden Portugal

Blue Crow Growth Fund

Venture capital fund Invests in leisure, hospitality, industrial and agricultural assets sourcing good and solid tenants and after establishing a bond with the potential tenant investing in the type of assets they’re focused on leasing.

get fund brochure

| The Golden Portugal

Golden Bridge

Venture capital fund that Invests equity into companies that focus on the acquisition and development of properties in Lisbon’s premium locations.

get fund brochure

| The Golden Portugal

Aston Gold

This fund invests in small neighbourhood supermarkets, fast food stores, office floors, logistics and warehouses, for income generation, and real estate assets for development which have already been approved by the city hall.

get fund brochure

| The Golden Portugal

Portuguese Growth Fund

Private Equity fund with a broad perspective and investment scope, sources strong active minority share positions in niche leaders, innovators and growth companies in Portugal with revenues over €10 million

get fund brochure

| The Golden Portugal

Inception I

R&D fund Investing in life sciences, new generation of drugs and medical devices to treat diseases without an existing cure. Invest across 4 main areas: drug development, medtech, diagnostics and digital health.

get fund brochure


  • Share on Twitter Share on Twitter
  • Share on Facebook Share on Facebook
  • Share via Email Share via Email

Join Our Mailing List
Get the latest updates on golden visa and related investments opportunities, and everything else about living in Portugal.

  • | The Golden Portugal
    Portugal Golden Visa Update – Biometric Appointments Opened for January to March 2023
  • | The Golden Portugal
    Portugal Golden Visa Approval 2022!
  • | The Golden Portugal
    SEF has resume their portal for online application submission!
  • | The Golden Portugal
    A Tale of Twin Citizenships
  • Portugal Golden Visa 2022
    Now What With the New Portugal Golden Visa 2022 Investment Options?
  • lisbon
    The Future of Portugal’s Golden Visa – 2022 and after

Written by:
Joao Villa-Lobos
Published on:
2021-03-22

Categories: Investment FundTags: Golden Visa Portugal, portugal golden visa qualified funds

Join Our Mailing List
Get the latest updates on golden visa and related investments opportunities, and everything else about living in Portugal.

Explore more

Subscribe to our newsletter Contact us Get investment info
Golden Visa Portugal Consultant

Footer

The Golden Portugal

Avenida da Liberdade 245 – 3 piso, 1250-143, Lisbon, Portugal
+351 933 106 667 · +351 963 788 168
[email protected]

Copyright © 2023 · The Golden Portugal · Powered by Supeca Golden Lda · All rights reserved.

Disclaimer

Keep In Touch

  • Facebook
  • Twitter
We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept”, you consent to the use of ALL the cookies.
Cookie settingsACCEPT
Manage consent

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.
CookieDurationDescription
cookielawinfo-checbox-analytics11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checbox-functional11 monthsThe cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checbox-others11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-necessary11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-performance11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy11 monthsThe cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.
Functional
Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.
Performance
Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.
Analytics
Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.
Advertisement
Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.
Others
Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet.
SAVE & ACCEPT
Powered by CookieYes Logo